Hmmm Not hurting anyone but yourself? True if you are in a single vehicle accident how ever if you are hit by another vehicle and causes a secondary accident because the first accident knocked you out from behind the wheel then not wearing your seatbelt would hurt someone else.
As far as the car catching on fire all I have to say while it could happen I have never seen it outside of TV or the Movies however I have seen Dozens of accidents.
In my younger days I did not always ware my seatbelt and by pure chance I was wearing it the day I flipped my car 4 times I came out of it with a nasty burse across my chest and shoulder where my seatbelt caught me I am sure I would have went through the windshield if I had not been wearing it. less than two years later I lost a cousion in a crash(not wearing his seatbelt) that same year two guys I went to HS with were in a crash neither were wearing there seatbelt one died the other has to use a cain because of his injuries.
When it comes down to it even if you do not respect your life enough to buckle up think of your family and friends attending your closed casket funeral and ask yourself whether you would be the only one getting hurt.
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